ChoiceOne Financial Services, Inc.
NCM: COFSLive Quote
📈 ZcoreAI Score
Our AI model analyzes ChoiceOne Financial Services, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get COFS Z-Score →About ChoiceOne Financial Services, Inc.
Financial Services
Banks - Regional
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. It serves individual and business customers through its network of branches and ATMs. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.
📊 Fundamental Analysis
ChoiceOne Financial Services, Inc. demonstrates a profit margin of 19.2%, which is below the sector average, suggesting competitive pressure.
The company recently reported 79.7% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 7.8%, which suggests room for improvement in capital utilization.
At a current price of $30.03, COFS currently sits at the 49th percentile of its 52-week range (Range: $24.89 - $35.40).
💰 Valuation Insight
COFS is valued broadly in line with the sector at a PE of 14.94. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
🔴
Profit Margin
Weak
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$449.91M
Trailing P/E
14.94
Forward P/E
8.19
Beta (5Y)
0.61
52W High
$35.40
52W Low
$24.89
Avg Volume
86K
Day High
Day Low