Civista Bancshares, Inc.
NCM: CIVBLive Quote
📈 ZcoreAI Score
Our AI model analyzes Civista Bancshares, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get CIVB Z-Score →About Civista Bancshares, Inc.
Financial Services
Banks - Regional
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. In addition, the company offers time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Further, its loan portfolio includes commercial and agriculture; commercial real estate owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. Additionally, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products and investment advisory services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
📊 Fundamental Analysis
Civista Bancshares, Inc. demonstrates a healthy profit margin of 27.3%.
The company recently reported 15.3% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 9.9%, which suggests room for improvement in capital utilization.
At a current price of $24.05, CIVB currently sits at the 79th percentile of its 52-week range (Range: $18.35 - $25.59).
💰 Valuation Insight
CIVB is valued broadly in line with the sector at a PE of 9.11. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$593.05M
Trailing P/E
9.11
Forward P/E
8.42
Beta (5Y)
0.63
52W High
$25.59
52W Low
$18.35
Avg Volume
94K
Day High
Day Low