Cincinnati Financial Corporation

NMS: CINF
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📈 ZcoreAI Score

Our AI model analyzes Cincinnati Financial Corporation's price action across multiple timeframes using regression channels and statistical scoring.

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About Cincinnati Financial Corporation

Financial Services Insurance - Property & Casualty
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

📊 Fundamental Analysis

Cincinnati Financial Corporation demonstrates a profit margin of 18.9%, which is below the sector average, suggesting competitive pressure.

The company recently reported 21.8% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 16.0%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $161.14, CINF currently sits at the 73rd percentile of its 52-week range (Range: $126.45 - $174.27).

💰 Valuation Insight

CINF is valued broadly in line with the sector at a PE of 10.63. Analysts anticipate some earnings pressure, with a higher forward PE.

🏥 Financial Health

🔴 Profit Margin Weak
Debt/Equity Excellent
Revenue Growth Excellent
⚠️ Return on Equity Moderate
Beta (Risk) Low Volatility

Key Financials

Market Cap
$25.09B
Trailing P/E
10.63
Forward P/E
17.49
Beta (5Y)
0.64
52W High
$174.27
52W Low
$126.45
Avg Volume
777K
Day High
Day Low
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