Citizens, Inc.
NYQ: CIALive Quote
📈 ZcoreAI Score
Our AI model analyzes Citizens, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get CIA Z-Score →About Citizens, Inc.
Financial Services
Insurance - Life
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
📊 Fundamental Analysis
Citizens, Inc. demonstrates a profit margin of 5.7%, which is below the sector average, suggesting competitive pressure.
The company recently reported 13.5% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 6.6%, which suggests room for improvement in capital utilization.
At a current price of $5.36, CIA currently sits at the 67th percentile of its 52-week range (Range: $3.25 - $6.40).
💰 Valuation Insight
CIA trades at a 59.5% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
🔴
Profit Margin
Weak
🔴
Debt/Equity
Elevated
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$269.61M
Trailing P/E
19.14
Forward P/E
15.31
Beta (5Y)
0.48
52W High
$6.40
52W Low
$3.25
Avg Volume
118K
Day High
Day Low