City Holding Company

NMS: CHCO
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📈 ZcoreAI Score

Our AI model analyzes City Holding Company's price action across multiple timeframes using regression channels and statistical scoring.

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About City Holding Company

Financial Services Banks - Regional
City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, the company provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.

📊 Fundamental Analysis

City Holding Company demonstrates exceptional profitability, with a profit margin of 41.3%.

The company recently reported 10.8% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 16.9%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $126.88, CHCO currently sits at the 73rd percentile of its 52-week range (Range: $108.93 - $133.59).

💰 Valuation Insight

CHCO is valued broadly in line with the sector at a PE of 14.21. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

Profit Margin Excellent
Revenue Growth Excellent
⚠️ Return on Equity Moderate
Beta (Risk) Low Volatility

Key Financials

Market Cap
$1.82B
Trailing P/E
14.21
Forward P/E
13.51
Beta (5Y)
0.48
52W High
$133.59
52W Low
$108.93
Avg Volume
116K
Day High
Day Low
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