Community Financial System, Inc.
NYQ: CBULive Quote
📈 ZcoreAI Score
Our AI model analyzes Community Financial System, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get CBU Z-Score →About Community Financial System, Inc.
Financial Services
Banks - Regional
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.
📊 Fundamental Analysis
Community Financial System, Inc. demonstrates a healthy profit margin of 26.4%.
The company recently reported 10.7% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 11.2%, which suggests room for improvement in capital utilization.
At a current price of $62.45, CBU currently sits at the 69th percentile of its 52-week range (Range: $51.02 - $67.50).
💰 Valuation Insight
CBU trades at a 31.1% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
⚠️
Profit Margin
Moderate
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$3.29B
Trailing P/E
15.73
Forward P/E
11.64
Beta (5Y)
0.78
52W High
$67.50
52W Low
$51.02
Avg Volume
257K
Day High
Day Low