Credit Acceptance Corporation

NMS: CACC
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📈 ZcoreAI Score

Our AI model analyzes Credit Acceptance Corporation's price action across multiple timeframes using regression channels and statistical scoring.

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About Credit Acceptance Corporation

Financial Services Credit Services
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

📊 Fundamental Analysis

Credit Acceptance Corporation demonstrates exceptional profitability, with a profit margin of 34.2%.

The company recently reported 1.6% revenue growth, which is modest compared to its industry peers.

Return on Equity (ROE) is 25.9%, which exceeds the Financial Services sector average, reflecting efficient capital allocation.

At a current price of $465.15, CACC currently sits at the 43rd percentile of its 52-week range (Range: $401.90 - $549.75).

💰 Valuation Insight

CACC is valued broadly in line with the sector at a PE of 12.79. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

Profit Margin Excellent
🔴 Debt/Equity Elevated
🔴 Revenue Growth Weak
Return on Equity Excellent
🔴 Beta (Risk) High Volatility

Key Financials

Market Cap
$5.13B
Trailing P/E
12.79
Forward P/E
9.16
Beta (5Y)
1.32
52W High
$549.75
52W Low
$401.90
Avg Volume
216K
Day High
Day Low
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