Bar Harbor Bankshares

ASE: BHB
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📈 ZcoreAI Score

Our AI model analyzes Bar Harbor Bankshares's price action across multiple timeframes using regression channels and statistical scoring.

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About Bar Harbor Bankshares

Financial Services Banks - Regional
Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses. The company offers deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. It also provides commercial construction loans, such as raw land, land development, and construction of commercial and multifamily residential properties; commercial real estate owner occupied and non-owner occupied loans; tax exempt loans to various state and municipal government entities; commercial and industrial loans, including loans for the purpose of financing working capital and capital investment; residential real estate loans consists of one-to-four family homes; home equity loans; and consumer loans, including personal lines of credit and amortizing loans to qualified individuals for various purposes, such as auto loans, recreational equipment, overdraft protection, and other consumer loans, as well as allowance for credit losses. In addition, the company provides life insurance, annuity, and retirement products; financial planning services; and third-party investment and insurance services. Further, it offers trust and estate administration, wealth advisory, and investment management services to individuals, businesses, not-for-profit organizations, and municipalities; and 401(K) plan, financial, estate and charitable planning, investment management, family office, municipal, and tax services. Bar Harbor Bankshares was founded in 1887 and is headquartered in Bar Harbor, Maine.

📊 Fundamental Analysis

Bar Harbor Bankshares demonstrates a healthy profit margin of 22.6%.

The company recently reported 28.9% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 7.5%, which suggests room for improvement in capital utilization.

At a current price of $35.11, BHB currently trades near the top of its 52-week range (90%) (Range: $27.05 - $36.05).

💰 Valuation Insight

BHB is valued broadly in line with the sector at a PE of 15.20. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

⚠️ Profit Margin Moderate
Revenue Growth Excellent
🔴 Return on Equity Weak
Beta (Risk) Low Volatility

Key Financials

Market Cap
$587.82M
Trailing P/E
15.20
Forward P/E
9.30
Beta (5Y)
0.58
52W High
$36.05
52W Low
$27.05
Avg Volume
127K
Day High
Day Low
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