California BanCorp
NCM: BCALLive Quote
📈 ZcoreAI Score
Our AI model analyzes California BanCorp's price action across multiple timeframes using regression channels and statistical scoring.
Get BCAL Z-Score →About California BanCorp
Financial Services
Banks - Regional
California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California.
📊 Fundamental Analysis
California BanCorp demonstrates exceptional profitability, with a profit margin of 33.4%.
The company recently reported 1.9% revenue growth, which is modest compared to its industry peers.
Return on Equity (ROE) is 11.6%, which suggests room for improvement in capital utilization.
At a current price of $18.38, BCAL currently sits at the 75th percentile of its 52-week range (Range: $11.98 - $20.47).
💰 Valuation Insight
BCAL is valued broadly in line with the sector at a PE of 9.52. Analysts anticipate some earnings pressure, with a higher forward PE.
🏥 Financial Health
✅
Profit Margin
Excellent
🔴
Revenue Growth
Weak
🔴
Return on Equity
Weak
✅
Beta (Risk)
Low Volatility
Key Financials
Market Cap
$594.17M
Trailing P/E
9.52
Forward P/E
10.03
Beta (5Y)
0.27
52W High
$20.47
52W Low
$11.98
Avg Volume
243K
Day High
Day Low