Ally Financial Inc.
NYQ: ALLYLive Quote
📈 ZcoreAI Score
Our AI model analyzes Ally Financial Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get ALLY Z-Score →About Ally Financial Inc.
Financial Services
Credit Services
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
📊 Fundamental Analysis
Ally Financial Inc. demonstrates a profit margin of 11.6%, which is below the sector average, suggesting competitive pressure.
The company recently reported 12.0% revenue growth, which is well above average for the Financial Services sector.
Return on Equity (ROE) is 5.8%, which suggests room for improvement in capital utilization.
At a current price of $41.27, ALLY currently sits at the 65th percentile of its 52-week range (Range: $29.91 - $47.27).
💰 Valuation Insight
ALLY trades at a 45.1% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.
🏥 Financial Health
🔴
Profit Margin
Weak
✅
Revenue Growth
Excellent
🔴
Return on Equity
Weak
⚠️
Beta (Risk)
Moderate Volatility
Key Financials
Market Cap
$12.76B
Trailing P/E
17.41
Forward P/E
6.52
Beta (5Y)
1.12
52W High
$47.27
52W Low
$29.91
Avg Volume
3.91M
Day High
Day Low