Affirm Holdings, Inc.

NMS: AFRM
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📈 ZcoreAI Score

Our AI model analyzes Affirm Holdings, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.

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About Affirm Holdings, Inc.

Financial Services Credit Services
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

📊 Fundamental Analysis

Affirm Holdings, Inc. demonstrates a profit margin of 7.6%, which is below the sector average, suggesting competitive pressure.

The company recently reported 29.6% revenue growth, which is well above average for the Financial Services sector.

Return on Equity (ROE) is 8.9%, which suggests room for improvement in capital utilization.

At a current price of $48.53, AFRM currently trades near the bottom of its 52-week range (15%), indicating potential value or weakness (Range: $39.35 - $100.00).

💰 Valuation Insight

AFRM trades at a 399.3% premium to the sector average PE of 12.00. Analysts expect earnings growth, as indicated by a lower forward PE.

🏥 Financial Health

🔴 Profit Margin Weak
🔴 Debt/Equity Elevated
Revenue Growth Excellent
🔴 Return on Equity Weak
🔴 Beta (Risk) High Volatility

Key Financials

Market Cap
$16.17B
Trailing P/E
59.91
Forward P/E
12.88
Beta (5Y)
3.63
52W High
$100.00
52W Low
$39.35
Avg Volume
6.44M
Day High
Day Low
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