Affinity Bancshares, Inc.
NCM: AFBILive Quote
📈 ZcoreAI Score
Our AI model analyzes Affinity Bancshares, Inc.'s price action across multiple timeframes using regression channels and statistical scoring.
Get AFBI Z-Score →About Affinity Bancshares, Inc.
Financial Services
Banks - Regional
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States. The company offers deposit products, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and industrial, commercial real estate, residential mortgage, construction and land, consumer, balloon, and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates FitnessBank, a virtual bank which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.
📊 Fundamental Analysis
Affinity Bancshares, Inc. demonstrates a profit margin of 10.9%, which is below the sector average, suggesting competitive pressure.
The company recently reported 4.2% revenue growth, which is modest compared to its industry peers.
Return on Equity (ROE) is 2.0%, which suggests room for improvement in capital utilization.
At a current price of $22.31, AFBI currently trades near the top of its 52-week range (96%) (Range: $17.59 - $22.50).
💰 Valuation Insight
AFBI trades at a 44.1% premium to the sector average PE of 12.00.
🏥 Financial Health
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Profit Margin
Weak
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Revenue Growth
Weak
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Return on Equity
Weak
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Beta (Risk)
Low Volatility
Key Financials
Market Cap
$135.98M
Trailing P/E
17.29
Forward P/E
--
Beta (5Y)
-0.04
52W High
$22.50
52W Low
$17.59
Avg Volume
13K
Day High
Day Low