American Coastal Insurance Corporation

NCM: ACIC
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📈 ZcoreAI Score

Our AI model analyzes American Coastal Insurance Corporation's price action across multiple timeframes using regression channels and statistical scoring.

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About American Coastal Insurance Corporation

Financial Services Insurance - Property & Casualty
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

📊 Fundamental Analysis

American Coastal Insurance Corporation demonstrates exceptional profitability, with a profit margin of 31.9%.

The company recently reported 9.0% revenue growth, which is above average for the Financial Services sector.

Return on Equity (ROE) is 38.6%, which reflects exceptional capital efficiency.

At a current price of $11.47, ACIC currently sits at the 49th percentile of its 52-week range (Range: $9.97 - $13.06).

💰 Valuation Insight

ACIC trades at a 55.5% discount (PE: 5.33), which may represent a value opportunity given the sector average of 12.00. Analysts anticipate some earnings pressure, with a higher forward PE.

🏥 Financial Health

Profit Margin Excellent
Debt/Equity Excellent
Revenue Growth Excellent
Return on Equity Excellent
Beta (Risk) Low Volatility

Key Financials

Market Cap
$558.09M
Trailing P/E
5.33
Forward P/E
7.42
Beta (5Y)
-0.61
52W High
$13.06
52W Low
$9.97
Avg Volume
239K
Day High
Day Low
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